Q: WHAT DO I HAVE TO DO FOR OPEN ENROLLMENT?
A: Our insurance options for 2017 are staying the same, including employee premiums. Because there are no changes, only those employees wishing to remove, add, or modify elected benefit options need to take any action during this year’s Open Enrollment period. However, Flexible Spending Account enrollment must be renewed each year.
If you have questions or wish to make changes to your coverage for 2017, please contact Charity Thompson, HR Director at 865-724-2117 before December 1st, 2016.
Q: CAN I MAKE CHANGES TO MY INSURANCE ELECTIONS DURING THE YEAR?
A: Outside of the Open Enrollment period, changes in coverage can be made only if/when an employee experiences a change in family status – marriage, divorce, birth of a child, etc. If you do experience such an event and wish to make changes, contact Charity Thompson, HR Director at 865-724-2117. Changes must be made within 30 days of the qualifying event.
Q: What happens if I don’t sign up for anything during open enrollment?
A: Oh, no! Don’t do that. Massey Group uses an active enrollment, which means you can’t just let your choices roll over from year to year. You have to attend the Open Enrollment Information Meeting for your office location and complete the enrollment paperwork.
If you don’t make your choices by December 1st, you’ll have to wait until next year’s open enrollment period before you can sign up for benefits.*
(*Unless you experience a qualifying life event like getting married or divorced, having a baby, or if your spouse loses his or her job.)
Q: Can somebody help me pick the right benefits?
A: Of course! That’s what we’re here for. We suggest you talk to ALEX first. ALEX is an easy-to-use interactive benefits counselor who will explain all your benefit options and help you figure out which ones will be best for you and your family. Click the “WATCH VIDEO HERE” link to begin. If you have questions that ALEX can’t help with (like questions about specific medications or health care services you require), you’re welcome to contact the HR Department.
Q: What is changing for 2017?
A: There are no changes to the policies or providers for 2017.
Q: What if I make a mistake? Will I be able to fix it after open enrollment closes?
A: Yes. Our company does allow employees to make corrections to open enrollment elections, but you must do so before December 11, 2015. All corrections must be made via Charity Thompson, HR/Benefits Manager at 865-724-2117. You cannot make changes after December 11, 2015. Please note, the correction period is not meant as an extension of the open enrollment period. Only corrections will be accepted during this period.
Q: I will be on vacation during open enrollment. Can I make elections when I return?
A: No, you must make your elections during the open enrollment period, which is November 9 – December 1, 2015.
Q: Why do I have to provide a Social Security number for my dependents?
A: Beginning this year, health plans must send the Internal Revenue Service (IRS) information about health plan members and their insurance coverage, including their Social Security number (or other tax identification number). It’s one of the requirements of the Affordable Care Act (ACA).